论文标题
银行盈利能力的决定因素：孟加拉国伊斯兰银行的证据
Determinants of Profitability of Banks: Evidence from Islamic Banks of Bangladesh
论文作者
论文摘要
这项实证研究是对随机选择的六架孟加拉国伊斯兰银行进行的。这项研究利用了银行盈利能力的广泛使用的措施，这些措施是资产回报率（ROA），股本回报率（ROE）和押金回报率（ROD），孟加拉国银行通常也建议使用这些工具来评估银行的绩效。此外，这项研究研究了ROA与资产利用率（AU），运营效率（OE）和ROD的关系。结果表明，即使孟加拉国伊斯兰银行的平均资产规模在所有六家伊斯兰银行中，Exim Bank Limited在所有盈利能力，ROE和ROD方面都表现出色。回归的结果发现解释性可变杆与ROA显着相关，但未能与运营效率和资产利用建立任何显着关联。
This empirical study is conducted on randomly selected six Islamic banks of Bangladesh. This study utilizes widely used Measures of banks profitability which are Return on Asset (ROA), Return on Equity (ROE) and Return on Deposit (ROD) and these are also commonly suggested tools by Bangladesh Bank to evaluate banks performance. In addition, this study examined the relationship of ROA with Asset Utilization (AU), Operational Efficiency (OE)and ROD. The result reveals that EXIM Bank Limited is performing very good in terms of all profitability measures ROA, ROE and ROD even though average asset size of Islami Bank Bangladesh Limited is found to be largest among all six Islamic Banks. The result of regression found the explanatory variable ROD is significantly associated with ROA but failed to establish any significant association with operational efficiency and asset utilization.
