论文标题
双重理论下的付款,盈余和保险单的意愿
Willingness to pay, surplus and Insurance policy under dual theory
论文作者
论文摘要
在本文中,我们旨在陈述一些愿意支付的意愿(WTP),以减少部分风险,并与决策双重理论中的保险联系在一起。在部分减少的情况下,我们得到了Langlais(2005)的说法,规避风险的决策者(DM)可以愿意支付比中性的付出的余地。通过将WTP分解为Courbage和Al(2008),我们发现强烈的厌恶DM愿意为减少高概率部分而不是低概率而提供更多。主要结果是,在双重理论中,如果剩余增加风险降低,降低风险和供应保险的可能性可能是互补的。
In this paper, we aims to state some proprieties of willingness to pay (WTP) for partial risk reduction and links with insurance within the dual theory of decision. In the case of partial reduction, we get as Langlais (2005) that a risk-averse decision maker (DM) can have a willingness to pay small than this of a neutral one. By decomposition the WTP as Courbage and al (2008), we get that a strong averse DM is willing to give more for a reduction of a high probability portion rather than a low probability one. The main result is that in the dual theory, reducing probability of risk and supply insurance can be complementary if the surplus is increasing in risk reduction.